Joint announcement
Argiro Credit Platform and Harpocrates build preventative compliance controls into credit risk management
Argiro Credit Platform and Harpocrates are jointly developing a proof of concept for a financial services institution in the Asia-Pacific region, combining credit risk management with automated regulatory compliance.
The work embeds Basel-aligned large exposure and credit risk requirements, starting with APRA Prudential Standard APS 221, into the Argiro Credit Platform using the regulatory compliance engine of Harpocrates' COMPLY.Reg. Compliance becomes an integrated part of the control environment rather than a downstream reporting exercise; an area of increasing focus as banks strengthen their risk and compliance frameworks.
Why preventative controls matter
Most compliance tooling documents what has already happened. Embedding preventative controls directly in the credit origination and risk management workflow means potential breaches are surfaced before they occur, not reconstructed afterwards. The same control layer supports credit assurance and year-end risk attestation, turning two of the most manual exercises in the annual cycle into a continuous, evidence-backed process.
Consistency across jurisdictions
For banks operating across multiple jurisdictions, maintaining consistent compliance and control standards is increasingly critical. COMPLY.Reg maintains continuously updated, machine-readable rulesets for each regime and maps obligations directly to controls, so the same requirement is interpreted and enforced the same way in every region, without a parallel manual effort in each jurisdiction.
A stronger position on credit risk and regulatory compliance
Together we are building an integrated solution that combines robust credit risk management with end-to-end regulatory compliance, giving financial institutions greater confidence across exposure management, covenant monitoring and audit-ready reporting. Our shared goal is to help customers reduce regulatory friction while accelerating secure lending and growth.
If you are exploring how to modernise credit risk and regulatory compliance in your institution, we would be delighted to connect.
About Harpocrates
Harpocrates is a European RegTech company that develops automated regulatory compliance software for highly regulated industries, including financial services. Its COMPLY and COMPLY.Reg platform turns complex regulations, including GDPR, DORA, NIS2 and sector-specific prudential rules, into continuously updated digital rulesets that integrate via API directly into banking and enterprise systems. The platform automates obligation tracking, links rules to controls, and keeps compliance evidence and audit trails up to date, significantly reducing manual workload and regulatory reporting cost.
About Argiro Credit Platform
Argiro is a specialised credit and risk management platform that helps banks, lenders and corporates manage credit, compliance and third-party risk with greater intelligence, speed and confidence. It gives financial institutions a unified, data-driven view of counterparties and exposures so they can make faster, better-informed credit decisions. Argiro is a natural partner for institutions that need to scale credit portfolios while keeping risk and regulatory pressure under control.